
PBC Lenders -We Do Loans for Real Estate Investors When the Big Banks Don't.
More Comprehensive Lending Solutions
We offer additional lending products designed to meet various financial needs, whether you're looking to purchase a home, grow your business, or refinance rental properties.
Fix & Flip | $50,000+
For newbie and experienced property flippers. Up to 90% of purchase+ 100% of rehab costs.
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12 month loan term
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Minimum FICO 620
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Rates range 9%-14%
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70% LTARV
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No pre-pay penalty
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No experience required
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Single-family (1-4 units), Condo, Multi-family, Mixed-use


Rental Loan | $50,000+
For long term purchase or refinance including cash out. Property can be vacant or occupied.
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30 years
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Minimum FICO 680
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Rates 5.5%+
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80% LTARV
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Optional Pre-Pay Penalty
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No experience required
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Single-family (1-4 units), Condo, Multi-family, Mixed-use
New Construction | $200,000+
New construction experience required or be a licensed General Contractor.
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12 months
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Minimum FICO 650
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Rates 7.5%+
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70% LTARV
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No pre-pay penalty
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Experience required
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Only single-family (1-4 units) permitted for new construction loan program

Bridge Loan | $50,000+

For newble and experienced property owners. Short term loans to refinance or cashout.
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12-24 months
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Minimum FICO 650
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Rates 6.5%+
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80% LTARV
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No pre-pay penalty
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No experience required
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Single-family (1-4 units), Condo, Multi-family, Mixed-use
Our Loan Process
We've streamlined our lending process to make securing financing as smooth and efficient as possible.
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Consultation
Discuss your financial needs and goals with our lending specialists to determine the best solution.
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Application
Complete our streamlined application process with guidance from our team at every step.
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Approval
Our team works diligently to process your application and secure approval with competitive terms.
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Closing
Finalize your loan with clear guidance through the closing process and begin putting your funds to work.