About Pure Business Capital
Refinance Rental Properties!

Pure Business Capital offers short-term and long-term financing options for real estate investors. Whether you are looking to fix & flip properties, hold properties for rental income, or refinance rental properties, we have flexible options that suit your needs. There are NO hard credit pulls, No W2's and No Bank Statements Required.

Our Story

Pure Business Capital was founded on the principles of integrity, expertise, and client-focused service. With years of experience in the financial industry, our team recognized the need for a lending company that truly puts clients first.

Our journey began with a simple goal: to make the lending process more transparent, accessible, and tailored to each client's unique situation. Today, we continue to uphold these values in every interaction, helping clients achieve their financial goals with confidence.

Whether you're a first-time homebuyer, a business owner seeking expansion capital, or an investor looking to grow your portfolio, Pure Business Capital is committed to providing the guidance, solutions, and support you need at every step.

We Work With You to Provide the Best Lending Strategy

Why Choose Pure Business Capital

We differentiate ourselves through our commitment to personalized service, competitive rates, and client-centered approach.

Personalized Approach

We take the time to understand your unique situation and goals before recommending solutions.

Industry Expertise

Our team brings decades of combined experience in various lending specialties.

Competitive Rates

We work hard to secure the most favorable terms possible for our clients.

Transparent Process

We provide clear information throughout the lending process, with no hidden fees or surprises.

What is Pure Business Capital (PBC Lending)?

Pure Business Capital is a private lending firm that specializes in real estate investment financing. They offer a range of flexible and fast funding options tailored to the needs of real estate investors. PBC Lending provides simplified, low-documentation loan products designed to help investors grow their portfolios without the red tape of traditional banks.
Who is eligible to apply for funding?

Pure Business Capital works primarily with real estate investors and business owners, including: New and experienced real estate investors Entrepreneurs needing working capital Buyers pursuing fix-and-flip, rental, or BRRRR strategies Business owners needing equipment or expansion capital They do not require W-2s, bank statements, or hard credit pulls, making financing accessible to a broader audience.
What loan options are available through Pure Business Capital?

Pure Business Capital offers a wide variety of loan types to suit different investment and business needs: DSCR Loans – Based on the property's cash flow, not your income. BRRRR Loans – For those using the Buy, Rehab, Rent, Refinance, Repeat strategy. Hard Money Loans – Short-term, asset-based funding ideal for flips and time-sensitive deals. Term Loans – Working capital loans for business growth or operational needs. Equipment Financing – Loans to purchase or lease necessary business equipment. Private Investor Capital – Connections to over 1,000 private investors for fast, confidential funding.
How fast can I get approved and funded?

Applications are streamlined to enable fast approvals, often within 24–48 hours. Once approved, funds can typically be disbursed in as little as 48 hours, depending on the loan type and the investor’s readiness.
What are the credit and income requirements?

Pure Business Capital does not require: W-2s Bank statements Tax returns Hard credit pulls Approval is primarily based on the value and income potential of the property or business asset. This makes it an excellent option for borrowers with lower credit scores or unconventional income sources.
Do I need experience as a real estate investor to qualify?

No. While experience can help with approval and terms, first-time investors are welcome. The team evaluates deals based on property value and investment logic, not just experience level.
Can I get financing for my business (not real estate)?

Yes. In addition to real estate investment loans, Pure Business Capital also funds small businesses through: Term loans Equipment financing Private investor capital These solutions are ideal for business owners needing working capital, equipment upgrades, or funds to scale.
What information do I need to apply?

To apply, you’ll need basic details such as: Contact information Property or business information Funding needs (amount, purpose) No lengthy paperwork or intrusive documentation is required upfront.
How do I apply or get more information?

You can start the process by filling out the Contact Us/Apply form. We will follow up to discuss your goals and recommend the best funding option.